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Regulations Under Review

July 30, 2026

Prior proposed or final rules that were subsequently rescinded, stayed in litigation, or are otherwise under review

Date	Reg.	Regulatory Change	Status
10/01/25	Regs. E and Z	CFPB issues final rule for overdraft fee for very large financial institutions	Repealed 05/8/25
05/12/25		CFPB rescinds 67 guidance documents	Rescinded
03/17/25	Reg. V	CFPB issues final rule to limit the use of medical debt in underwriting consumer credit	Stayed in litigation
01/17/25	12 U.S.C. §1033	CFPB issues final rule on personal financial data rights	Stayed in litigation
01/09/25	12 C.F.R. §1090.109	CFPB issues larger participant final rule for the general-use digital consumer payment applications market	Stayed in litigation
12/13/24	Reg. V	CFPB proposes defining data brokers as consumer reporting agencies subject to the Fair Credit Reporting Act	Withdrawn 05/15/25
07/30/24	Reg. Z	CFPB issues interpretive rule applying certain provisions of Regulation Z to Buy Now, Pay Later loans	Withdrawn 05/12/25
05/14/24	Reg. Z	CFPB issues final rule for credit card penalty fees	Vacated 04/14/25
02/01/24	Reg. BB	Agencies issue final rule to modernize their implementing regulations for the Community Reinvestment Act	Withdrawn 07/16/25
01/31/24	12 C.F.R. §1042.2	CFPB issues proposal to prohibit fees for instantaneously declined transactions	Withdrawn 01/14/25
10/30/23	n/a	Agencies issue principles for climate-related financial risk management for large financial institutions	OCC withdrawal 03/31/25