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Regulations Under Review

Rules Under Review

Prior proposed rules or final rules that were subsequently rescinded or stayed in litigation or are otherwise under review

Date	Reg.	Regulatory Change	Status
10/01/25	Regs. E and Z	CFPB issues final rule for overdraft fee for very large financial institutions	Repealed 05/8/25
05/12/25		CFPB rescinds 67 guidance documents	Rescinded
03/17/25	Reg. V	CFPB issues final rule to limit the use of medical debt in underwriting consumer credit	Stayed in litigation
01/17/25	12 U.S.C. §1033	CFPB issues final rule on personal financial data rights	Stayed in litigation
01/09/25	12 C.F.R. §1090.109	CFPB issues larger participant final rule for the general-use digital consumer payment applications market	Stayed in litigation
12/13/24	Reg. V	CFPB proposes defining data brokers as consumer reporting agencies subject to the Fair Credit Reporting Act	Withdrawn 05/15/25
07/30/24	Reg. Z	CFPB issues interpretive rule applying certain provisions of Regulation Z to Buy Now, Pay Later loans	Withdrawn 05/12/25
05/14/24	Reg. Z	CFPB issues final rule for credit card penalty fees	Vacated 04/14/25
02/01/24	Reg. BB	Agencies issue final rule to modernize their implementing regulations for the Community Reinvestment Act	Withdrawn 07/16/25
01/31/24	12 C.F.R. §1042.2	CFPB issues proposal to prohibit fees for instantaneously declined transactions	Withdrawn 01/14/25
10/30/23	n/a	Agencies issue principles for climate-related financial risk management for large financial institutions	OCC withdrawal 03/31/25