Current Proposed and Final Rules
Types of Rules
Proposed Rule
A proposed rule is a formal notice a federal agency published in the Federal Register to present a draft regulation for public review and comment, after which a final rule is issued. This also includes advanced notices of proposed rulemakings (ANPRs) and requests for information (RFIs).
Final Rule
A final rule is a legally binding federal regulation that implements or changes a law and is issued after public comments are considered for the proposed rule.
Regulation List
Final Rule
Regs. M and Z
Effective Date: 01/01/2026
Published Date: 12/15/2025
Regulatory Change
Agencies update annual dollar amount thresholds for Regulations M and Z
Final Rule
Regs. M and Z
Regulatory Change
Agencies update annual dollar amount thresholds for Regulations M and Z
Final Rule
FHA, Regs. Z and B
Effective Date: 07/26/2024
Published Date: 07/26/2024
Regulatory Change
Final Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations
Final Rule
FHA, Regs. Z and B
Regulatory Change
Final Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations
Updates and past versions
07/26/2024
Final Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations
Proposed Rule
Reg. II
Proposed Date: 11/14/2023
Regulatory Change
Federal Reserve issues proposal to lower the maximum interchange fee a large debit card issuer may charge. Because of pending litigation, the final rule has not yet been issued.
Proposed Rule
Reg. II
Regulatory Change
Federal Reserve issues proposal to lower the maximum interchange fee a large debit card issuer may charge. Because of pending litigation, the final rule has not yet been issued.
Final Rule
Reg. CC
Effective Date: 07/01/2025
Published Date: 05/20/2024
Regulatory Change:
Agencies implement inflation-adjusted dollar thresholds for Regulation CC funds availability
Final Rule
Reg. CC
Regulatory Change:
Agencies implement inflation-adjusted dollar thresholds for Regulation CC funds availability
Updates and past versions
05/20/2024
Final rule to implement inflation-adjusted dollar thresholds for Regulation CC funds availability