TILA-RESPA Integrated Disclosure (TRID) Webinars

January 1, 2016
Reg Z (TILA) Reg X (RESPA)
Issue: First Issue 2016

The Federal Reserve System regularly conducts Outlook Live webinars that focus specifically on consumer compliance topics. The compliance requirements for the new integrated mortgage disclosures required under the Truth in Lending Act and the Real Estate Settlement Procedures Act (also known as TRID) generated many questions from the industry to clarify compliance requirements. In response, the Federal Reserve System partnered with the Consumer Financial Protection Bureau to host seven TRID webinars. The table below provides links to the webinars, to the presentation slides, and to indexes of questions the presenters covered in the webinar.

Webinar

URL

Presentation Slides

Index of Questions Discussed

TILA-RESPA Integrated Disclosures, Part 1 — Overview of the Rule June 17, 2014. This webinar provided an overview of the final rule and the new disclosures and addressed a few basic compliance questions.

Part 1 Webinar

Part 1 Slides

 Part 1 Index

FAQs on the TILA-RESPA Integrated Disclosures, Part 2 — Various Topics August 26, 2014. This webinar addressed specific questions, including application scope, record retention, timing for delivery, tolerance, and basic form contents.

Part 2 Webinar

Part 2 Slides

 Part 2 Index

FAQs on the TILA-RESPA Integrated Disclosures Rule, Part 3 — Completing the Loan Estimate October 1, 2014. This webinar discussed issues in completing the Loan Estimate.

Part 3 Webinar

Part 3 Slides

 Part 3 Index

FAQs on TILA-RESPA Integrated Disclosures, Part 4 — Completing the Closing Disclosure November 18, 2014. This webinar discussed issues in completing the Closing Disclosure.

*Not available

Part 4 Slides

 Part 4 Index 

TILA-RESPA Integrated Disclosures, Part 5 — Implementation Challenges and Questions May 26, 2015. This webinar covered implementation challenges.

Part 5 Webinar

Part 5 Slides

 Part 5 Index

Know Before You Owe Mortgage Disclosure Rule — Construction Lending March 1, 2016. This webinar addressed TRID requirements for construction loans.

KBYO Construction Lending Webinar

KBYO 1 Slides

 KBYO 1 Index

Know Before You Owe Mortgage Disclosure Rule: Post-Effective Date Questions & Guidance April 12, 2016. This webinar covered common questions that have been raised since the rule took effect on October 3, 2015.

KBYO Guidance Webinar

KBYO 2 Slides

 KYBO 2 Index