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Consumer Compliance Outlook

2025 Calendar of Events Regulatory Calendar Download the complete issue

https://www.consumercomplianceoutlook.org/

FAQs on the TILA-RESPA Integrated Disclosures Rule, Part 4 — Completing the Closing Disclosure

a.m.–12:00 p.m. Pacific 12:00 p.m.–1:00 p.m. Mountain 1:00 p.m.–2:00 p.m

https://www.consumercomplianceoutlook.org/Outlook-Live/2014/FAQ-on-TILA-RESPA-Integrated-Disclosures...

Compliance Alert: Temporary Rule Under Regulation X to Help Mortgage Borrowers Affected by the COVID-19 Pandemic

12 C.F.R. §1024.39(e). 4 See 12 C.F.R. §1024.41(c)(2)(i). An interim final

https://www.consumercomplianceoutlook.org/2021/third-issue/compliance-alert-temporary-rule-under-reg...

Six exceptions to rule §226.55(b): Limitations on Increases in APRs, Fees, and Charges

a) of the SCRA, interest on obligations of service members, who are defined...a)(5), cannot exceed 6 percent during the period of military service.

https://www.consumercomplianceoutlook.org/2010/first-quarter/six-exceptions/

Servicemembers Civil Relief Act - Compliance Update - Consumer Compliance Outlook: Fourth Quarter 2011 - Philadelphia Fed

6 percent on a debt incurred prior to entering military service, during

https://www.consumercomplianceoutlook.org/2011/fourth-quarter/servicemembers/

News from Washington: Regulatory Updates - Consumer Compliance Outlook: First Quarter 2010 - Philadelphia Fed

12-month period ending in November, with rounding to the nearest million...12-month period ending in November 2009. As a result, depository institutions

https://www.consumercomplianceoutlook.org/2010/first-quarter/news-from-washington/

On the Docket: Recent Federal Court Opinions - Consumer Compliance Outlook: Second Quarter 2009 - Philadelphia Fed

N.A. 559 F.3d 653 (7th Cir. 2009) and McCoy v. Chase Manhattan Bank, U.S.A...12-month period. BOA later amended the contract terms to provide that

https://www.consumercomplianceoutlook.org/2009/second-quarter/q2_06/

On the Docket: Recent Federal Court Opinions

N.A., 695 F.3d 129 (1st Cir. 2012), petition for reh’g en banc denied ...12 U.S.C. §2605(e); Regulation X, 12 C.F.R. §1024.21(e). The court said

https://www.consumercomplianceoutlook.org/2013/first-quarter/on-the-docket/

News from Washington: Regulatory Updates

a wider range of credit products that currently fall outside the scope...12 C.F.R. §1026.29) . The comment period closed on November 28, 2014.

https://www.consumercomplianceoutlook.org/2015/first-quarter/news-from-washington/

On the Docket: Recent Federal Court Opinions

a), 12 C.F.R. §1026.36(c)(1)(i). The court focused on Comment 1026.36(...12 U.S.C. §2607(b). Although the RESPA prohibits charging an unearned

https://www.consumercomplianceoutlook.org/2015/second-quarter/on-the-docket/