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On the Docket: Recent Federal Court Opinions

a)(5)(A) of the FCRA, 15 U.S.C. §§1681s–2(a)(5)(A), furnishers must report...10 years). 1 See 15 U.S.C. §1681c(a). However, the Higher Education Act

https://www.consumercomplianceoutlook.org/2014/second-quarter/on-the-docket/

Compliance Risk Assessments

3 when scoping examination activities. Although targeted to the examination...services5 Risk management assessments. This process should consider whether

https://www.consumercomplianceoutlook.org/2023/second-third-issue/compliance-risk-assessment/

Complex Issues in Flood Insurance Compliance - Consumer Compliance Outlook: Second Quarter 2008 - Philadelphia Fed

A), which were proposed by the banking agencies3 on March 21, 2008, and...A,10 lenders must ensure that borrowers have adequate insurance in place

https://www.consumercomplianceoutlook.org/2008/second-quarter/q2_03/

Promoting Effective Change Management

.3 The updated rating system recognizes the importance of an institution....5 Technology enhancements and innovations are common and important for

https://www.consumercomplianceoutlook.org/2019/second-issue/promoting-effective-change-management/

News from Washington: Regulatory Updates - Consumer Compliance Outlook: Second Quarter 2008 - Philadelphia Fed

3.5 MB, 96 pages) On March 14, 2008, HUD released proposed revisions to

https://www.consumercomplianceoutlook.org/2008/second-quarter/q2_05/

Implementing the New Uniform Interagency Consumer Compliance Rating System

5, in increasing order of supervisory concern. As described within the...3 reflects a CMS deficient at managing consumer compliance risk in the

https://www.consumercomplianceoutlook.org/2017/first-issue/implementing-the-new-uniform-interagency-...

News from Washington: Regulatory Updates

10, 2018, the Board and the Bureau published a proposal under Regulation...605A(i)(5) of the FCRA, a new FCRA section added by the EGRRCPA. The rule

https://www.consumercomplianceoutlook.org/2019/first-issue/news-from-washington/

News from Washington: Regulatory Updates

A), and §1026.38(j)(1)(iv). On a related note, the following five webinars...5 — Implementation Challenges and Questions The CFPB is in the early stages

https://www.consumercomplianceoutlook.org/2015/second-quarter/news-from-washington/

On the Docket: Recent Federal Court Opinions — Consumer Compliance Outlook: Third Quarter 2014 — Philadelphia Fed

5) (which it referred to as the “spouse-guarantor rule”) and found it ...a); 12 C.F.R. §1026.23(a) ), if a creditor fails to provide a consumer

https://www.consumercomplianceoutlook.org/2014/third-quarter/on-the-docket/

On the Docket: Recent Federal Court Opinions — Consumer Compliance Outlook: Fourth Quarter 2013 — Philadelphia Fed

10th Cir. 2012); and McOmie-Gray v. Bank of America Home Loans, 667 F.3d...5 of the FAA allows a party to petition the court to appoint an arbitrator

https://www.consumercomplianceoutlook.org/2013/fourth-quarter/on-the-docket/