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Regulatory Calendar

14/25 10/30/23 n/a Agencies issue principles for climate-related financial...3/31/25 10/12/23 Reg. B CFPB and Department of Justice issue Joint Statement

https://www.consumercomplianceoutlook.org/regulatory-calendar/

a federal reserve system publication focusing on consumer compliance topics FOURTH ISSUE 2023 Inside Top Federal

10 business days of receiving the error notice;3 and • informs the consumer...1005.10(a); or • the consumer’s request for documentation required by

https://www.consumercomplianceoutlook.org/-/media/cco/2023/fourth-issue/cco_issue-4_2023_web.pdf

On the Docket: Recent Federal Court Opinions - Consumer Compliance Outlook: Fourth Quarter 2014 - Philadelphia Fed

.3d 275 (5th Cir. 2014) reversed and remanded the case back to the lower....3d 250 (5th Cir. 2014). The plaintiffs entered into a retail installment

https://www.consumercomplianceoutlook.org/2014/fourth-quarter/on-the-docket/

News From Washington: Regulatory Updates - Consumer Compliance Outlook: Fourth Quarter 2009 - Philadelphia Fed

3) the consumer is given clear and conspicuous disclosures about the fees...14.2 million applications and originations and 2.9 million purchases,

https://www.consumercomplianceoutlook.org/2009/fourth-quarter/q4_05/

Improving and Using HMDA Data in Your Compliance Program - Consumer Compliance Outlook: Fourth Quarter 2009 - Philadelphia Fed

1.5 percent for first-lien loans or 3.5 percent for second-lien loans.1...a)(10) of Regulation C requires that the borrower's gross income relied

https://www.consumercomplianceoutlook.org/2009/fourth-quarter/q4_01/

Common Community Reinvestment Act (Regulation BB) Data Collection and Reporting Violations in the Federal Reserve System

.5 The agencies’ CRA regulations provide different methods to evaluate...amounts10 Reporting incorrect census tracts11 Reporting incorrect revenue

https://www.consumercomplianceoutlook.org/2025/first-issue/common-community-reinvestment-act-regulat...

Six exceptions to rule §226.55(b): Limitations on Increases in APRs, Fees, and Charges

10 U.S.C. §101(a)(5), cannot exceed 6 percent during the period of military...3) permits increases in the APR for future transactions, except for the

https://www.consumercomplianceoutlook.org/2010/first-quarter/six-exceptions/

Compliance Spotlight - Consumer Compliance Outlook: Fourth Quarter 2013 - Philadelphia Fed

5 Comment 1005.31(b)(1)(viii)-2 6 Comment 1005.32(b)(3)-1 7 12 C.F.R. ...a)(1)(iv)(D) 10 12 C.F.R. §1005.33(h) 11 Comment 1005.33(a)-7 12 Comments

https://www.consumercomplianceoutlook.org/2013/fourth-quarter/compliance-spotlight/

Current Issues in Payroll Cards - Consumer Compliance Outlook: Fourth Quarter 2009 - Philadelphia Fed

.5 COMPLIANCE IMPLICATIONS The compliance requirements for payroll cards....10 A review of CRA public evaluations identified numerous examinations

https://www.consumercomplianceoutlook.org/2009/fourth-quarter/q4_03/

News from Washington: Regulatory Updates — Consumer Compliance Outlook: Third Quarter 2014 — Philadelphia Fed

10.7 percent of the 18–25 age group having more than 10 overdrafts per...$50. Most consumers who overdraft return their accounts to a positive

https://www.consumercomplianceoutlook.org/2014/third-quarter/news-from-washington/