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News from Washington - Regulatory Updates - Consumer Compliance Outlook: Fourth Quarter 2014 - Philadelphia Fed

3, 2014, and sunsets after January 10, 2021. CFPB Issues Final Rule Allowing...14-5 that its 2004 guidance “Unfair or Deceptive Acts or Practices by

https://www.consumercomplianceoutlook.org/2014/fourth-quarter/news-from-washington/

Confidence Scams: What They Are and How to Protect Your Customers

$1.4 billion). The IC3 reported that the FBI received approximately 880,000...$12.5 billion.2 Compared with 2022, those figures represent a 10 percent

https://www.consumercomplianceoutlook.org/2025/second-issue/cbc-confidence-scams/

Fair Lending Webinar: Questions and Answers - Consumer Compliance Outlook: Second Quarter 2013 - Philadelphia Fed

5,000 registrants, most of whom were from community banks. The Fair Lending...$10 billion for compliance with the Equal Credit Opportunity Act (ECOA

https://www.consumercomplianceoutlook.org/2013/second-quarter/fair-lending-webinar/

Visit us at www.consumercomplianceoutlook.org Visit us at https://www.consumercomplianceoutlook.org Outlook Live

94.3 percent or more of their HMDA records.… The worst 10 percent of lenders...10 https://www.consumerfinance.gov/about-us/blog/the-cfpb-is-working-to-reinforce-the-foundation-of-a-fair-nondiscriminatory-and-competitive-mortgage-market

https://www.consumercomplianceoutlook.org/-/media/cco/outlook-live/2024/120424.pdf

Community Banks and the Fed: Working Together

.3 Discussion topics can range from updates on local and national market....5 The ANPR includes proposals aimed at addressing inequities in credit

https://www.consumercomplianceoutlook.org/2021/second-issue/community-banks-and-the-fed-working-toge...

Top Federal Reserve System Compliance Violations in 2023 Under the Real Estate Settlement Procedures Act and Regulation X

.5 Although escrows are required only for certain loans,6 the National....14 (kickbacks and unearned fees). 5 Recent Supervisory Data for Institutions

https://www.consumercomplianceoutlook.org/2024/third-issue/common-violations-regulation-x-escrows/

Agencies Request Comments on Ways to Address Check and Payment Fraud

10. The Board, FDIC, and OCC have issued supervisory guidance on numerous...14. Regulation CC seeks to balance prompt funds availability with the

https://www.consumercomplianceoutlook.org/2025/second-issue/agencies-request-comments/

4/17/2024 Visit us at www.consumercomplianceoutlook.org Consumer Compliance Resources Visit us at

50 U.S.C. 3901 et seq.) Fair Credit Reporting Act sections 615(e) (identity...title50/chapter50&edition=prelim http://uscode.house.gov/ http://www.govinfo.gov

https://www.consumercomplianceoutlook.org/-/media/cco/outlook-live/2024/041724h.pdf

PowerPoint Presentation

50 U.S.C. 3901 et seq.) Fair Credit Reporting Act sections 615(e) (identity...title50/chapter50&edition=prelim http://uscode.house.gov/ http://www.govinfo.gov

https://www.consumercomplianceoutlook.org/-/media/cco/outlook-live/2024/041724.pdf

Compliance Risks for Unearned Discount Points - Consumer Compliance Outlook: Third Quarter 2012 - Philadelphia Fed

50 basis points, to 4.50 percent. Both borrowers and creditors potentially...a). 3 Charging unearned fees may be considered deceptive for the following

https://www.consumercomplianceoutlook.org/2012/third-quarter/compliance-risks-for-unearned-discount-...