Regulatory Calendar

Effective Date†

Regulation

Regulatory Change

Date varies with loan volume

Reg. B

Final rule under §1071 of the Dodd–Frank Act requiring lenders to collect small business loan data

03/29/23

Reg. Z

Rulemaking proposal to revise safe-harbor credit card late fees

01/01/23

Reg. Z

Final rule establishing loan exemption threshold for appraisals of higher-priced mortgages for 2022

01/01/23

Regs. M and Z

Final rules establishing dollar thresholds for credit exempt from Regulations M and Z

07/25/22

Reg V.

Final rule prohibiting furnishing consumer reports containing adverse information in cases of human trafficking

06/04/22

Reg. BB

Agencies issue rulemaking proposal to modernize their implementing regulations for the Community Reinvestment Act

05/31/22

Reg. H

Agencies release revised interagency questions and answers regarding flood insurance

04/13/22

n/a

Agencies propose changes to their Uniform Rules of Practice and Procedure

04/01/22

Reg. Z

Final rule amending Regulation Z to facilitate the transition from the LIBOR interest rate index

01/01/22

Reg. C

Final rule establishing 200 loans as the permanent Home Mortgage Disclosure Act data reporting threshold for open-end lines of credit

11/30/21

FDCPA

Final rule creating implementing regulations for the Fair Debt Collection Practices Act

08/12/21

Reg. Z

Interpretive rule: Impact of the 2021 Juneteenth holiday on certain closed-end mortgage requirements

07/19/21

n/a

Proposed interagency guidance on third-party relationships and risk management

06/23/21

MLA

Consumer Financial Protection Bureau’s interpretive rule for authority to conduct Military Lending Act examinations

05/10/21

n/a

Federal Reserve Board’s statement on the role of supervisory guidance

† Because proposed rules do not have an effective date, we have listed the Federal Register publication date.