Regulatory Calendar

Effective Date†

Regulation

Regulatory Change

08/29/23

Reg. B

Statement on Enforcement and Supervisory Practices Relating to the Small Business Lending Rule Under the Equal Credit Opportunity Act and Regulation B

07/21/23

FHA, Regs. Z and B

Proposed Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations

07/06/23

Reg. B

Fair Lending Report of the Consumer Financial Protection Bureau

06/21/23

Reg. Z

Quality Control Standards for Automated Valuation Models

05/15/23

Reg. Z

Facilitating the LIBOR Transition Consistent with the LIBOR Act (interim final rule)

05/11/23

Reg. Z

Residential Property Assessed Clean Energy Financing

04/12/23

UDAAP

Proposed Statement of Policy Regarding Prohibition on Abusive Acts or Practices

Date varies with loan volume

Reg. B

Final rule under §1071 of the Dodd–Frank Act requiring lenders to collect small business loan data

03/29/23

Reg. Z

Rulemaking proposal to revise safe-harbor credit card late fees

01/01/23

Reg. Z

Final rule establishing loan exemption threshold for appraisals of higher-priced mortgages for 2022

01/01/23

Regs. M and Z

Final rules establishing annual dollar thresholds for credit exempt from Regulations M and Z

07/25/22

Reg. V

Final rule prohibiting furnishing consumer reports containing adverse information in cases of human trafficking

06/03/22

Reg. BB

Agencies issue rulemaking proposal to modernize their implementing regulations for the Community Reinvestment Act

05/31/22

Reg. H

Agencies release revised interagency questions and answers regarding flood insurance

04/13/22

n/a

Agencies propose changes to their Uniform Rules of Practice and Procedure

04/01/22

Reg. Z

Final rule amending Regulation Z to facilitate the transition from the LIBOR interest rate index

01/01/22

Reg. C

Final rule establishing 200 loans as the permanent Home Mortgage Disclosure Act data reporting threshold for open-end lines of credit

† Because proposed rules do not have an effective date, we have listed the Federal Register publication date.