Consumer Compliance Outlook > Regulatory Calendar
Effective Date†
Regulation
Regulatory Change
Date varies with loan volume
Reg. B
Final rule under §1071 of the Dodd–Frank Act requiring lenders to collect small business loan data
03/29/23
Reg. Z
Rulemaking proposal to revise safe-harbor credit card late fees
01/01/23
Final rule establishing loan exemption threshold for appraisals of higher-priced mortgages for 2022
Regs. M and Z
Final rules establishing dollar thresholds for credit exempt from Regulations M and Z
07/25/22
Reg V.
Final rule prohibiting furnishing consumer reports containing adverse information in cases of human trafficking
06/04/22
Reg. BB
Agencies issue rulemaking proposal to modernize their implementing regulations for the Community Reinvestment Act
05/31/22
Reg. H
Agencies release revised interagency questions and answers regarding flood insurance
04/13/22
n/a
Agencies propose changes to their Uniform Rules of Practice and Procedure
04/01/22
Final rule amending Regulation Z to facilitate the transition from the LIBOR interest rate index
01/01/22
Reg. C
Final rule establishing 200 loans as the permanent Home Mortgage Disclosure Act data reporting threshold for open-end lines of credit
11/30/21
FDCPA
Final rule creating implementing regulations for the Fair Debt Collection Practices Act
08/12/21
Interpretive rule: Impact of the 2021 Juneteenth holiday on certain closed-end mortgage requirements
07/19/21
Proposed interagency guidance on third-party relationships and risk management
06/23/21
MLA
Consumer Financial Protection Bureau’s interpretive rule for authority to conduct Military Lending Act examinations
05/10/21
Federal Reserve Board’s statement on the role of supervisory guidance
† Because proposed rules do not have an effective date, we have listed the Federal Register publication date.