Consumer Compliance Outlook: First Issue 2016

TILA-RESPA Integrated Disclosure (TRID) Webinars

The Federal Reserve System regularly conducts Outlook Live webinars that focus specifically on consumer compliance topics. The compliance requirements for the new integrated mortgage disclosures required under the Truth in Lending Act and the Real Estate Settlement Procedures Act (also known as TRID) generated many questions from the industry to clarify compliance requirements. In response, the Federal Reserve System partnered with the Consumer Financial Protection Bureau to host seven TRID webinars. The table below provides links to the webinars, to the presentation slides, and to indexes of questions the presenters covered in the webinar.

Presentation Slides
Index of Questions Discussed
TILA-RESPA Integrated Disclosures, Part 1 — Overview of the Rule June 17, 2014. This webinar provided an overview of the final rule and the new disclosures and addressed a few basic compliance questions.
FAQs on the TILA-RESPA Integrated Disclosures, Part 2 — Various Topics August 26, 2014. This webinar addressed specific questions, including application scope, record retention, timing for delivery, tolerance, and basic form contents.
FAQs on the TILA-RESPA Integrated Disclosures Rule, Part 3 — Completing the Loan Estimate October 1, 2014. This webinar discussed issues in completing the Loan Estimate.
TILA-RESPA Integrated Disclosures, Part 4 — Completing the Closing Disclosure November 18, 2014. This webinar discussed issues in completing the Closing Disclosure.
TILA-RESPA Integrated Disclosures, Part 5 — Implementation Challenges and Questions May 26, 2015. This webinar covered implementation challenges.
Know Before You Owe Mortgage Disclosure Rule — Construction Lending March 1, 2016. This webinar addressed TRID requirements for construction loans.
Know Before You Owe Mortgage Disclosure Rule: Post-Effective Date Questions & Guidance April 12, 2016. This webinar covered common questions that have been raised since the rule took effect on October 3, 2015.
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