01/07/26

Reg. C

Consumer Financial Protection Bureau (CFPB) issues final rule to revise the asset-size exemption threshold under Regulation C for financial institutions based on changes to the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W)

01/01/26

Reg. Z

Agencies issue final rule to increase the exemption threshold for the appraisal requirements of higher-priced mortgage loans, based on changes to the CPI-W from $33,500 to $34,200

01/01/26

Reg. Z

CFPB issues final rule to adjust thresholds for credit cards, qualified mortgages, and loans subject to the Home Ownership and Equity Protection Act of 1994 based on changes to the CPI-W

01/01/26

Reg. V

CFPB issues final rule to amend the appending in Regulation V concerning the maximum allowable charge for disclosures by a consumer report agency to a consumer under §609 of the Fair Credit Reporting Act (FCRA)

11/13/25

Reg. B

CFPB proposes amending provisions of Regulation B addressing discouragement, Special Purpose Credit Programs, and disparate impact liability

11/13/25

Reg. V

CFPB proposes amending §1071 final rule concerning collection of small business loan data

10/28/25

Reg. V

CFPB issues interpretive rule to clarify that the FCRA generally preempts state credit reporting laws

10/02/25

Reg. B

Final rule extends compliance deadlines for §1071 small business loan data collection requirements

10/01/25

Reg. Z

Agencies issue final rule on quality control standards for automated valuation models

08/26/25

CFPA §1024

CFPB issues proposed rule to adopt a standard for when to designate nonbank covered persons for Bureau supervision under §1024(a)(1)(c) of the Consumer Financial Protection Act (CFPA)

08/22/25

DFA §1033

CFPB issues advance notice of proposed rulemaking for reconsideration of open-banking rulemaking under §1033 of the Dodd–Frank Act (DFA)

07/01/25

Reg. CC

Agencies implement inflation-adjusted dollar thresholds for Regulation CC funds availability

10/01/25

Regs. E and Z

CFPB issues final rule for overdraft fee for very large financial institutions

Repealed 05/08/25

FHA regulation

Proposal to rescind Affirmative Fair Housing Marketing Regulations: 24 C.F.R. Part 108 and 24 C.F.R. §200.600–200.640

Proposed 06/03/25

05/12/25

CFPB rescinds numerous guidance documents

Rescinded

03/17/25

Reg. V

CFPB issues final rule to limit the use of medical debt in underwriting consumer credit

Stayed in litigation

01/17/25

12 U.S.C. §1033

CFPB issues final rule on personal financial data rights

Stayed in litigation

01/09/25

12 C.F.R. §1090.109

CFPB issues larger participant final rule for the general-use digital consumer payment applications market

Stayed in litigation

12/13/24

Reg. V

CFPB proposed defining data brokers as consumer reporting agencies subject to the FCRA

Withdrawn 05/15/25

09/16/24

Registry of nonbank covered persons subject to certain agency or court order

Rescinded 10/29/25

07/30/24

Reg. Z

CFPB issues interpretive rule applying certain provisions of Regulation Z to Buy Now, Pay Later loans

Withdrawn 05/12/25

05/14/24

Reg. Z

CFPB issues final rule for credit card penalty fees

Vacated 04/14/25

02/01/24

Reg. BB

Agencies issue final rule to modernize their implementing regulations for the Community Reinvestment Act

Withdrawn 07/18/25

01/31/24

12 C.F.R. §1042.2

CFPB issues proposal to prohibit fees for instantaneously declined transactions

Withdrawn 01/14/25

10/30/23

n/a

Agencies issue principles for climate-related financial risk management for large financial institutions

OCC withdrawal 3/31/25

10/12/23

Reg. B

CFPB and Department of Justice issue Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers Under the Equal Credit Opportunity Act

Withdrawn 01/12/25

02/01/23

Rulemaking proposal for registry of supervised nonbanks that use form contracts to impose terms and conditions that seek to waive or limit consumer legal protections

Withdrawn 10/29/25