Consumer Compliance Outlook: First Quarter 2014

Federal Reserve Board Consumer Affairs Letters for 2013/2014

Consumer Affairs (CA) letters address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance supervisory responsibilities. CA letters are numbered sequentially by year. For example, the first letter issued in 2014 is numbered CA 14-1. Letters that have been superseded or contain confidential supervisory information are not included.

CA 14-2	Revised Interagency Large Institution CRA Examination Procedures and Consolidation of Interagency CRA Examination Procedures and Supporting Materials
CA 14-1 / SR 14-2*	Enhancing Transparency in the Federal Reserve’s Applications Process
CA 13-26	Regulation X Homeownership Counseling List Requirement
CA 13-25	Revised Interagency Examination Procedures for Regulation Z and Applicability of CA 09-12
CA 13-24	Revised RESPA Interagency Examination Procedures
CA 13-23 / SR 13-20	Interagency Statement on Supervisory Approach for Qualified and Non-Qualified Mortgage Loans
CA 13-22	Social Media: Consumer Compliance Risk Management Guidance
CA 13-21 / SR 13-19	Guidance on Managing Outsourcing Risk
CA 13-20	Consumer Compliance and Community Reinvestment Act (CRA) Examination Frequency Policy
CA 13-19	Community Bank Risk-Focused Consumer Compliance Supervision Program
CA 13-18	Final Revisions to Interagency Questions and Answers Regarding Community Reinvestment
CA 13-17	Revised Interagency Examination Procedures for Regulation E
CA 13-16	Interagency Examination Procedures for Garnishment of Accounts Containing Federal Benefit Payments Rule
CA 13-15	Interagency Statement on Fair Lending Compliance and the Ability-to-Repay and Qualified Mortgage Standards Rule
CA 13-14	Interagency Guidance on Privacy Laws and Reporting Financial Abuse of Older Adults
CA 13-11 / SR 13-15	Federal Reserve Resources for Minority Depository Institutions
CA 13-10 / SR 13-13	Supervisory Considerations for the Communication of Supervisory Findings
CA 13-8	Guidance on the Use of 2010 Census Data in Fair Lending Examinations
CA 13-7	Statement on Deposit Advance Products
CA 13-6 / SR 13-9	Minimum Standards for Prioritization and Handling Borrower Files with Imminent Scheduled Foreclosure Sale
CA 13-5 / SR 13-8	Extension of the Use of Indicative Ratings for Savings and Loan Holding Companies
CA 13-4 / SR 13-7	State Member Bank Branching Considerations
CA 13-3 / SR 13-6	Supervisory Practices Regarding Banking Organizations and Their Borrowers and Other Customers Affected by a Major Disaster or Emergency
CA 13-2	Interagency Statement on the Impact of Biggert-Waters Act
CA 13-1 / SR 13-1	Supplemental Policy Statement on the Internal Audit Function and Its Outsourcing
^* In some cases, CA letters are issued jointly with the Federal Reserve’s Banking Supervision and Regulation Division. Letters issued by that division are commonly known as SR Letters, which address significant policy and procedural matters related to the Federal Reserve System’s supervisory responsibilities.