Regulatory Calendar

Rules Currently in Effect or Proposed

Final and proposed rules that have not been affected by the ongoing regulatory review

Date	Reg.	Regulatory Change
10/01/25	Reg. Z	Agencies issue final rule on quality control standards for automated valuation models
08/26/25	CFPA §1024	Consumer Financial Protection Bureau (CFPB) issues proposed rule to adopt a standard for when to designate nonbank covered persons for Bureau supervision under §1024(a)(1)(c) of the Consumer Financial Protection Act (CFPA)
08/22/25	DFA §1033	CFPB issues advance notice of proposed rulemaking for reconsideration of open-banking rulemaking under §1033 of the Dodd–Frank Act (DFA)
08/15/25	n/a	CFPB releases its spring regulatory agenda
07/01/25	Reg. CC	Agencies implement inflation-adjusted dollar thresholds for Regulation CC funds availability
06/18/25	Reg B	CFPB issues interim final rule to extend compliance deadlines for §1071 of the DFA for small business loan data collection
06/03/25	FHA regulations	Rescission of Affirmative Fair Housing Marketing Regulations (24 CFR Part 108 and 24 CFR 200.600–200.640)
01/01/25	Reg. Z	Agencies announce dollar thresholds for smaller loan exemption from appraisal requirements for higher-priced mortgage loans
01/01/25	Regs. M and Z	Agencies adjust dollar thresholds for consumer credit and lease transactions
07/26/24	FHA, Regs. Z and B	Final Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations
05/14/24	Reg. Z	CFPB issues final rule for credit card penalty fees
04/29/24	24 C.F.R. §100.500	Guidance on Application of the Fair Housing Act to the Advertising of Housing, Credit, and Other Real Estate-Related Transactions Through Digital Platforms
11/14/23	Reg. II	Federal Reserve issues proposal to lower the maximum interchange fee a large debit card issuer may charge
10/12/23	Reg. B	CFPB and Department of Justice issue Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers Under the Equal Credit Opportunity Act

† Because proposed rules do not have an effective date, we have listed the Federal Register publication date.

Rules Under Review

Prior proposed rules or final rules that were subsequently rescinded or stayed in litigation or are otherwise under review

Date	Reg.	Regulatory Change	Status
10/01/25	Regs. E and Z	CFPB issues final rule for overdraft fee for very large financial institutions	Repealed 05/8/25
05/12/25		CFPB rescinds 67 guidance documents	Rescinded
03/17/25	Reg. V	CFPB issues final rule to limit the use of medical debt in underwriting consumer credit	Stayed in litigation
01/17/25	12 U.S.C. §1033	CFPB issues final rule on personal financial data rights	Stayed in litigation
01/09/25	12 C.F.R. §1090.109	CFPB issues larger participant final rule for the general-use digital consumer payment applications market	Stayed in litigation
12/13/24	Reg. V	CFPB proposes defining data brokers as consumer reporting agencies subject to the Fair Credit Reporting Act	Withdrawn 05/15/25
07/30/24	Reg. Z	CFPB issues interpretive rule applying certain provisions of Regulation Z to Buy Now, Pay Later loans	Withdrawn 05/12/25
05/14/24	Reg. Z	CFPB issues final rule for credit card penalty fees	Vacated 04/14/25
02/01/24	Reg. BB	Agencies issue final rule to modernize their implementing regulations for the Community Reinvestment Act	Withdrawn 07/16/25
01/31/24	12 C.F.R. §1042.2	CFPB issues proposal to prohibit fees for instantaneously declined transactions	Withdrawn 01/14/25
10/30/23	n/a	Agencies issue principles for climate-related financial risk management for large financial institutions	OCC withdrawal 03/31/25